Website Terms and Conditions


Last Updated January 1, 2026

Please read these Terms and Conditions carefully before using this Website

Terms and Conditions

This is a Legal Agreement

The Website and its Content and/or Services (hereafter defined) is owned by Carrying Forward Institute LLC, a Washington limited liability company (“Carrying Forward Institute”, “Company”, “we”, or “us”). The term “you” refers to the user or viewer of www.carryingforwardinstitute.com (“Website”). These Terms and Conditions (“T&Cs”) are  a legal agreement between you and Carrying Forward Institute governing your access to and use of the websites and online services that Carrying Forward Institute operates and that link to these Terms, including, without limitation, the Carrying Forward Institute Content Website and User Content and any Subscription Services (collectively, the “Content” and “Services”).  

Please read the T&Cs carefully before using the Content and/or Services.   Do not use the Content and/or Services if you do not accept the T&Cs.  Carrying Forward Institute may change or modify the Content and/or Services or the T&Cs at any time.  Such changes, revisions, or modifications shall be effective immediately upon being posted in relation to the Content and/or Services.  You represent that you are at least 18 years old, and that all information you submit is correct. THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES, DISCLAIMERS OF LIABILITY AND AN EXCLUSIVE REMEDY, AS WELL AS INFORMATION ABOUT CERTAIN LIMITATIONS ON YOUR ABILITY TO BRING A CLAIM AGAINST US.

Website Use and Consent

The Content and/or Services, which include without limitation, the words, design, layout, graphics, photos, images, information, materials, documents, data, databases and all other information and intellectual property accessible on or through this Website is our property and is protected by United States intellectual property laws.

If you have purchased a service, program, product or subscription or otherwise entered into a separate agreement with us you will also be subject to the terms of that agreement or those terms of use, which shall prevail in the event of a conflict. Online purchases have additional terms of use relating to the transaction.

By accessing or using this Website and its Content and/or Services, you represent and warrant that you are at least 18 years old and that you agree to and to abide by these T&Cs. Any registration by, use of or access to the Website and its Content and/or Services by anyone under age 18 is unauthorized, unlicensed and in violation of these T&Cs. 

Intellectual Property Rights

Our Limited License to You. This Website and its Content and/or Services are the property solely owned by us and/or our affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.

If you view, purchase or access our Website or any of its Content and/or Services, you will be considered our Licensee. For the avoidance of doubt, you are granted a revocable, non-transferable license for personal, non-commercial use only, limited to you only. 

As a Licensee, you understand and acknowledge that this Website and its Content and/or Services have been developed or obtained by us through the investment of significant time, effort and expense, and that this Website and its Content and/or Services are valuable, special and unique assets of ours which need to be protected from improper and unauthorized use. We clearly state that you may not use this Website or its Content and/or Services in a manner that constitutes an infringement of our rights or that has not been authorized by us. 

When you purchase or access our Website or any of its Content, you agree that:

  • You will not copy, duplicate or steal our Website, Content or Services. You understand that doing anything with our Website or its Content and/or Services that is contrary to these T&Cs and the limited license we are providing to you herein is considered theft, and we reserve our right to prosecute theft to the full extent of the law. 

  • You are permitted from time to time to download and/or print one copy of individual pages of the Website or its Content, for your personal, non-commercial use, provided that you give us full attribution and credit by name, keep intact all copyright, trademark and other proprietary notices and, if used electronically, you must include the link back to the Website page from which the Content and/or Services were obtained.  

  • You may not in any way at any time use, copy, adapt, imply or represent that our Website or its Content and/or Services is yours or created by you.  By downloading, printing, or otherwise using our Website or its Content and/or Services for personal use you in no way assume any ownership rights of the Content and/or Services – it is still our property.

  • You must receive our written permission before using any of our Website, Content and/or Services for your own business use or before sharing with others. This means that you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, market, create derivative works, exploit, or distribute in any manner or medium (including by email, website, link or any other electronic means) any Website and its Content and/or Services because that is considered stealing our work.  

  • We are granting you a limited license to enjoy our Website and its Content and/or Services for your own personal use, not for your own business/commercial use or in any way that earns you money, unless we give you written permission that you may do so. 

The trademarks and logos displayed on our Website or its Content and/or Services are trademarks belonging to us, unless otherwise indicated. Any use including framing, meta tags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our written permission.

All rights not expressly granted in these terms or any express written license, are reserved by us.

Your License to Us. By posting or submitting any material on or through our Website such as comments, posts, photos, images or videos or other contributions, you are representing that you are the owner of all such materials and you are at least 18 years old.

When you voluntarily submit to us or post any comment, photo, image, video or any other submission for use on or through our Website, you are granting us, and anyone authorized by us, consent to make it part of our current or future Website and its Content and/or Services. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you.  You may, however, at any time, ask us to delete this information.  Your rights regarding this personal information can be found in our Privacy Policy

You acknowledge that we have the right but not the obligation to use any contributions from you and that we may elect to cease the use of any such contributions on our Website or in our Content and/or Services at any time for any reason.

Request for Permission to Use Content

Any request for written permission to use our Content and/or Services, or any other intellectual property or property belonging to us, should be made BEFORE you wish to use the Content and/or Services by completing the “Contact Us” form on this Website, or by sending an e-mail to m@carryingforwardinstitute.com.

We very clearly state that you may not use any Content and/or Services in any way that is contrary to these T&Cs unless we have given you specific written permission to do so. If you are granted permission by us, you agree to use the specific Content and/or Services that we allow and ONLY in the ways for which we have given you our written permission. If you choose to use the Content and/or Services in ways that we do not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content and/or Services from us, and you consent to immediately stop using such Content and/or Services and to take whatever actions as we may request and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in our Website and its Content and/or Services.

Digital Millennium Copyright Act 

We respect others’ copyright and intellectual property rights. However, if you believe that the Content and/or Services on this Website infringes upon any copyright owned by you and was posted on our Website without your authorization, you may provide us with notice requesting that we remove the information from the Website. Any request should only be submitted by you or an agent authorized to act on your behalf to m@carryingforwardinstitute.com.

Personal Responsibility and Assumption of Risk

As a Licensee, you agree that you are using your own judgment in using our Website and its Content and/or Services and you agree that you are doing so at your own risk. You agree and understand that you assume all risks and no results are guaranteed in any way related to this Website and/or any of its Content and/or Services. This Website and its Content and/or Services are merely to provide you with education and tools to help you make your own decisions for yourself. You are solely responsible for your actions, decisions and results based on the use, misuse or non-use of this Website or any of its Content and/or Services.

YOU ASSUME THE RISKS THAT ACCOMPANY PARTICIPATION IN THIS PROGRAM AND USE OF OUR WEBSITE OR ITS CONTENT AND/OR SERVICES, INCLUDING THE RISKS OF HARM THAT MAY BE CAUSED BY MY OWN NEGLIGENT ACTS OR THE NEGLIGENT ACTS OF MY EMPLOYEES, AGENTS, OR AFFILIATES, AS WELL AS HARM THAT MAY BE CAUSED BY YOUR OWN INTERACTION WITH OR RELIANCE ON THE INFORMATION THAT YOU REQUEST OR RECEIVE THROUGH THIS PROGRAM, INCLUDING MY CONTENT, SERVICES, PRODUCTS, AND PROGRAM MATERIALS AND ANY OTHER INFORMATION YOU RECEIVE FROM OR THROUGH ME RELATED TO THIS PROGRAM. 

Limitation of Liability; Disclaimers

OUR PROGRAMS, PRODUCTS, SERVICES, AND PROGRAM MATERIALS ARE FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. WE DO NOT ASSUME LIABILITY FOR ANY OWNERS, STAFF, AGENTS, JOINT VENTURE PARTNERS, CONTRACTORS, VENDORS, AFFILIATES OR OTHERWISE WHO IS ENGAGED IN RENDERING OUR PROGRAMS, PRODUCTS, SERVICES OR PROGRAM MATERIALS, OR IN ANY WAY OR IN ANY LOCATION.

YOU AGREE THAT YOU FULLY AND COMPLETELY HOLD HARMLESS, INDEMNIFY AND RELEASE ME, THE COMPANY, OUR AFFILIATES, AGENTS, CONTRACTORS, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, JOINT VENTURE PARTNERS, SUCCESSORS, TRANSFEREES, ASSIGNEES, AND LICENSEES, AS APPLICABLE, FROM ANY AND ALL CLAIMS BASED IN NEGLIGENCE, INCLUDING ANY CAUSES OF ACTION, ALLEGATIONS, LAWSUITS, SUMS OF MONEY, CLAIMS AND DEMANDS WHATSOEVER, IN LAW OR EQUITY, THAT MAY ARISE BASED ON YOUR PARTICIPATION IN THE PROGRAM, INCLUDING ALL SERVICES, PRODUCTS, AND PROGRAM MATERIALS, TO THE EXTENT PERMITTED BY APPLICABLE LAW. 

THIS LIMITATION OF LIABILITY EXTENDS TO ACCIDENTS, DELAYS, INJURIES, HARM, LOSS, DAMAGE, DEATH, LOST PROFITS, PERSONAL OR BUSINESS INTERRUPTIONS, MISAPPLICATION OF INFORMATION, PHYSICAL OR MENTAL DISEASE, CONDITION OR ISSUE, PHYSICAL, MENTAL, EMOTIONAL, OR SPIRITUAL INJURY OR HARM, LOSS OF INCOME OR REVENUE, LOSS OF BUSINESS, LOSS OF PROFITS OR CONTRACTS, ANTICIPATED SAVINGS, LOSS OF DATA, LOSS OF GOODWILL, WASTED TIME AND FOR ANY OTHER LOSS OR DAMAGE CAUSED BY MY NEGLIGENCE OR THE NEGLIGENCE OF THE COMPANY, OUR AFFILIATES, AGENTS, CONTRACTORS, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, JOINT VENTURE PARTNERS, SUCCESSORS, TRANSFEREES, ASSIGNEES, AND LICENSEES, AS APPLICABLE. YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE IN NEGLIGENCE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY OTHER PROGRAM, PRODUCT, SERVICE OR PROGRAM MATERIALS PARTICIPANT OR USER, INCLUDING YOU. COMPLAINTS, CONCERNS, OR QUESTIONS REGARDING THIS LIABILITY WAIVER SHOULD BE DIRECTED TO ME OR THE COMPANY BEFORE PARTICIPATING IN PROGRAM ACTIVITIES.

Medical Disclaimer. Our Programs, Products, Content, Services, and Program Materials are not to be perceived as or relied upon in any way as medical advice or mental health advice. The program offers techniques that build self-awareness of the physical and emotional experience happening within your body, as you are perceiving it. I do not diagnose or treat mental, emotional, or behavioral disorders, conditions, or addictions, or any other medical conditions. I do not use psychotherapeutic techniques. I use movement therapies, such as yoga postures, stretching, and strengthening of muscles, for easing physical and emotional pain, somatic body awareness techniques to increase a sense of what the current physical experience is, and breathing techniques for gaining more energy or feeling a sense of calmness. The information provided through our Programs, Products, Content, Services, and Program Materials is not intended to be a substitute for professional medical advice, diagnosis or treatment that can be provided by your own physician, nurse practitioner, physician assistant, therapist, counselor, mental health practitioner, licensed dietitian or nutritionist, member of the clergy, or any other licensed or registered health care professional. Do not disregard professional medical advice or delay seeking professional advice because of information you have read in our Programs, Products, Content, Services, and Program Materials, or received from us. Do not stop taking any medications without speaking to your physician, nurse practitioner, physician assistant, mental health provider or other health care professional. If you have or suspect that you have a medical or mental health issue, contact your own health care provider promptly.  We are not providing health care, medical or nutrition therapy services or attempting to diagnose, treat, prevent or cure in any manner whatsoever any physical ailment, or any mental or emotional issue, disease or condition. We are not giving medical, psychological, or religious advice whatsoever. 

Legal and Financial Disclaimer. This Website and its Content and/or Services are not to be perceived or relied upon in any way as business, financial or legal advice. The information provided through our Website and its Content and/or Services is not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, or financial advisor. We are not giving financial or legal advice in any way. You are hereby advised to consult with your own accountant, lawyer or financial advisor for any and all questions and concerns you have regarding your own income and taxes pertaining to your specific financial and/or legal situation. You agree that we are not responsible for your earnings, the success or failure of your business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Website or its Content and/or Services. You are solely responsible for your results.

Earnings Disclaimer. You acknowledge that we have not and do not make any representations as to the health physical, mental, emotional, spiritual or health benefits, future income, expenses, sales volume or potential profitability or loss of any kind that may be derived as a result of your use of this Website or its Content and/or Services. We cannot and do not guarantee that you will attain a particular result, positive or negative, financial or otherwise, through the use of our Website or its Content and/or Services and you accept and understand that results differ for each individual. We also expressly disclaim responsibility in any way for the choices, actions, results, use, misuse or non-use of the information provided or obtained through the use of our Website or its Content and/or Services. You agree that your results are strictly your own and we are not liable or responsible in any way for your results.

Warranties Disclaimer. WE MAKE NO WARRANTIES AS TO OUR WEBSITE OR ITS CONTENT AND/OR SERVICES. YOU AGREE THAT OUR WEBSITE AND ITS CONTENT AND/OR SERVICES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE OR ITS CONTENT WILL BE FUNCTIONAL, UNINTERRUPTED, CORRECT, COMPLETE, APPROPRIATE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, CONTENT AND/OR SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR WEBSITE OR ITS CONTENT AND/OR SERVICES, OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

Technology Disclaimer. We try to ensure that the availability and delivery of our Website and its Content and/or Services is uninterrupted and error-free. However, we cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or updates, although, of course, we will try to limit the frequency and duration of suspension or restriction. To the fullest extent permitted by law, we will be not be liable to you for damages or refunds, or for any other recourse, should our Website or its Content and/or Services become unavailable or access to the them becomes slow or incomplete due to any reason, such as system back-up procedures, internet traffic volume, upgrades, overload of requests to the servers, general network failures or delays, or any other cause which may from time to time make our Website or its Content and/or Services inaccessible to you.

Errors and Omissions. We make no warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information on our Website or its Content and/or Services, . Every effort has been made to present you with the most accurate, up-to-date information, but because the nature of scientific research is constantly evolving, we cannot be held responsible or accountable for the accuracy of our content. We assume no liability for errors or omissions on the Website, its Content and/or Services, , or in other information referenced by or linked to the site. You acknowledge that such information may contain inaccuracies or errors to the fullest extent permitted by law. 

Links to Other Websites. We may provide links and pointers to other websites maintained by third parties which may take you outside of our Website or its Content and/or Services. These links are provided for your convenience and the inclusion of any link in our Website or its Content and/or Services to any other website does not imply our endorsement, sponsorship, or approval of that website or its owner. We do not endorse and we are not responsible for the views, opinions, facts, advice, statements, errors or omissions provided by external resources referenced in our Website or its Content and/or Services, , or their accuracy or reliability. We have no control over the contents or functionality of those websites and so we accept no responsibility for any loss, damage, or otherwise that may arise from your use of them. It is your responsibility to review the terms and conditions and privacy policies of those linked websites to confirm that you understand and agree with those policies.

Limitations on Linking and Framing. You may establish a hypertext link to our Website or its Content and/or Services so long as the link does not state or imply any sponsorship, endorsement by, or ownership by in our Website or Content and/or Services and does not state or imply that we are have sponsored, endorsed or have ownership rights in your website. However, you may not frame or inline link our Content and/or Services without our written permission.

By purchasing and/or using our Website and its Content and/or Services in any way or for any reason, you also implicitly agree to our full Disclaimer which may be found on this Website.  

Your Conduct

You are agreeing that you will not use our Website or its Conduct in any way that causes or is likely to cause the Website, Content, or access to them to be interrupted, damaged or impaired in any way. You understand that you are solely responsible for all electronic communications and content sent from your computer to this Website and its Content and/or Services and to us. 

You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so or for whom you have obtained the express consent to provide their name, address, method of payment, credit card number, and billing information.

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Website or its Content. You agree to use the Website and its Content and/or Services for legitimate, non-commercial purposes only and not for speculative, false, fraudulent, or illegal purposes. 

You must use the Website and its Content and/or Services for lawful purposes only.  You agree that you will not use the Website or its Content and/or Services in any of the following ways:

  • For fraudulent purposes or in connection with a criminal offence or otherwise carry out any unlawful activity;

  • To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene or menacing, threatening, objectionable, invasive of privacy, in breach of confidence, infringing of any intellectual property rights, or that may otherwise may injure others; 

  • To send, negatively impact, or infect our Website or its Content and/or Services with software viruses or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, commercial solicitation, chain letters, mass mailings or any spam, whether intended or not;

  • To cause annoyance, inconvenience or needless anxiety;

  • To impersonate any third party or otherwise mislead as to the origin of your contributions;

  • To reproduce, duplicate, copy or resell any part of our Website or its Content and/or Services in a way that is not in compliance with these T&Cs or any other agreement with us;

  • Sell, copy, duplicate, rent, lease, loan, distribute, transfer, or sublicense the Content and/or Services, or otherwise permit any third party to use or have access to the Content and/or Services for any purpose (except as expressly permitted by us in writing) or decompile, reverse engineer, disassemble, modify, create a derivative work of, display in human readable form, attempt to discover any source code, or otherwise use any software that enables or comprises any part of the Content and/or Services; Exploit the Service or collect any data incorporated in the Content and/or Services in any automated manner through the use of bots, metaspiders, crawlers or any other automated means;

  • Use the Content and/or Services to export software or data in violation of applicable U.S. laws or regulations;

  • Obtain or attempt to gain unauthorized access to other computer systems, materials, information or any services available on or through the Content and/or Services,;

  • Use any device, software, or routine to interfere or attempt to interfere with the proper working of the Content and/or Services, or any activity conducted on the Services or attempt to probe, scan, test the vulnerability of, or breach the security of any system, device or network;

  • Circumvent, reverse engineer, decipher, decompile, disassemble, decrypt, or otherwise alter or interfere with (or attempt, encourage, or support anyone else’s attempt to engage in such activities) any of the software comprising or in any way making up a part of the Content and/or Services. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited;

  • Take any action that imposes an unreasonable or disproportionately large load on our network or infrastructure;

  • Upload or otherwise transmit any communication, software, or material that contains a virus or is otherwise harmful to Carrying Forward Institute’s or its users’ computers, devices or systems; or

  • Engage in any other conduct that restricts or inhibits any person from using or enjoying the Content and/or Services,, or that, in our sole judgment, exposes us or any of our affiliates, users or any other third party to any liability, damages, or detriment of any type.

Violations of system or network security and certain other conduct may result in civil or criminal liability.  We may investigate and work with law enforcement authorities to prosecute users who violate the Terms.  We may suspend or terminate your access to the Services for any or no reason at any time without notice.

Online Commerce

Certain sections of the Website or its Content and/or Services may allow you to make purchases from us or from other merchants. If you make a purchase from us on or through our Website or its Content and/or Services, all information obtained during your purchase or transaction and all of the information that you give as part of the transaction, such as your name, address, method of payment, credit card number, and billing information, may be collected by both us, the merchant, and our payment processing company.  Please review our Privacy Policy for how we comply with securing your personal data.

Your participation, correspondence or business dealings with any affiliate, individual or company found on or through our Website, all purchase terms, conditions, representations or warranties associated with payment, refunds, and/or delivery related to your purchase, are solely between you and the merchant. You agree that we shall not be responsible or liable for any loss, damage, refunds, or other matters of any sort that incurred as the result of such dealings with a merchant.

Payment processing companies and merchants may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies of the payment processing companies and Merchants. In addition, when you make certain purchases through our Website or its Content and/or Services, you may be subject to the additional terms and conditions of a payment processing company, Merchant or us that specifically apply to your purchase. For more information regarding a Merchant and its terms and conditions that may apply, visit that merchant’s Website and click on its information links or contact the Merchant directly. 

You release us, our affiliates, our payment processing company, and Merchants from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase through or use of our Website or its Content and/or Services.

User Submissions

Certain areas of the Services may enable you to post comments, send emails, or otherwise provide information to Carrying Forward Institute or other persons.   You remain fully responsible for the materials that you provide to us or others, including without limitation information, audio recordings, photographs, documents, or other materials submitted, posted, uploaded, sent or otherwise transmitted to us or others (“User Content”).  You agree not to provide User Content and/or Services that:

  • Infringes on, misappropriates or otherwise violates the copyright, trademark, patent or other intellectual property right of any person;

  • Is false, misleading, libelous, slanderous, defamatory, obscene, abusive, hateful, or sexually-explicit;

  • Violates a person’s right to privacy or publicity;

  • Contains advertising or a solicitation of any kind;

  • Degrades others on the basis of gender, race, class, ethnicity, national origin, religion, sexual preference, orientation or identity, disability, or other classification;

  • Contains epithets or other language or material intended to intimidate or to incite violence; or

  • Violates any applicable local, state, national, or international law, or advocates illegal activity.

If the Services permit you to post or publish User Content, you may only post User Content and/or Services that are original and that you have the right to post.  By submitting User Content, you grant us a royalty-free, irrevocable, perpetual, non-exclusive, worldwide, fully sub-licensable, transferable, license to publish, reproduce, distribute, display, perform, edit, adapt, modify, translate, create derivative works, make, sell, offer for sale, export, and otherwise use and exploit your User Content and/or Services (or any portion thereof) in any way that we want and in any form, media, or technology now known or later developed.  You hereby waive any moral rights you may have in your User Content. You represent that you have obtained all necessary permissions from any person identified in or implicated by your submission (including those shown in photographic content), and, in the case of minors, also from their parents or legal guardians, as appropriate.

We are not obligated to publish or use your User Content.  Carrying Forward Institute is not in any manner endorsing any User Content and/or Services or Carrying Forward Institute Content and/or Services that it may publish or post on the Services and cannot, and will not, vouch for its reliability.  Carrying Forward Institute is not responsible for any User Content and/or Services or Carrying Forward Institute Content and/or Services and has no duty to monitor the User Content and/or Services or Carrying Forward Institute Content and/or Services posted on the Services.  You use any information contained in User Content and/or Services or Carrying Forward Institute Content and/or Services at your own risk.  Carrying Forward Institute and its designees have the right, in their sole discretion, to monitor, review, edit, remove, delete, disable, refuse, restrict, or terminate access to your User Content and/or Services or the Services (in whole or in part) at any time, without prior notice and in our sole discretion, for any or no reason.  The obligations that you have to us under these Terms shall survive termination of the Services, any use by you of the Services, any User Content and/or Services on the Services, or these Terms.  You will not continue to post any User Content and/or Services that Carrying Forward Institute has previously advised you not to post.

If you are under the age of 18, you may not submit any User Content and/or Services to us.  Please see the “Children’s Privacy” section of our Privacy Policy, available here, for more information. Please contact us m@carryingforwardinstitute.com if you have any concerns about your child or ward’s use of the Services.

Subscription Services

Subscription Services.  Certain Services may be available only through creation of a subscription account and payment of a fee (“Subscription Services”).  Through such Subscription Services accounts, you will have access to the Subscription Services for a fixed term, which will not renew automatically unless otherwise disclosed to you when you pay for the Subscription Services.

Access Restrictions.  You are not authorized to access any Subscription Services unless you have opened a subscription account and paid the appropriate fee, have received access credentials (e.g., a username and password) from us, and are using those access credentials.  You may not assist anyone else in accessing Subscription Services on an unauthorized basis, including by sharing your access credentials or providing any content or other materials that you obtained through Subscription Services to third parties.  You are responsible for maintaining the confidentiality of your access credentials and for all usage or activity on your Subscription Services accounts, including the use of Subscription Services by any third party authorized by you to use your access credentials.  Such responsibility expressly includes any purchases made or other charges incurred on your credit card in connection with your use (or an authorized third party’s use) of the Subscription Services.  In the event of any fraudulent, abusive or otherwise illegal activity on your Subscription Services accounts, we may, in our sole discretion, terminate those accounts and refer you to appropriate law enforcement agencies.  You may be responsible for damages from any such fraudulent, abusive, or otherwise illegal activity.

Age and Billing Authorization.  By subscribing to a Subscription Service, you confirm that you are at least 18 years of age, that all information you submit is true and correct (including all credit card information), and that you are the authorized holder of the credit card.

Fees.  You agree to pay all subscription fees and other charges to your Subscription Services accounts, including any applicable taxes.  Carrying Forward Institute and/or the particular service provider reserves the right to change the amount of, or the basis for determining, any subscription fees or other charges for the Subscription Services and to institute new subscription fees or other charges effective upon prior notice to you.

Mobile Access.  Some Subscription Services are accessible only using a particular kind of device, such as an Apple iPad or an Amazon Kindle.  You should investigate Subscription Services before you pay for access to them to ensure that they will work with your device because we will not refund any fees you paid if the Subscription Services to which you subscribe are not compatible.  Also, certain Subscription Services may not be available for use in every jurisdiction, and we will not refund any fees you paid if the Subscription Services to which you subscribe are not available.  For information on compatibility and availability, please visit the applicable provider’s website or contact us at  m@carryingforwardinstitute.com before you subscribe.

Suspension or Termination.  We may suspend or terminate your access to Subscription Services at any time without notice to you.  If we do so, you will not be responsible for fees associated with the Subscription Services after the termination becomes effective, but you will not have any other remedies against us, and we will not issue any refunds.  If you have breached or violated any obligation under these Terms, you will not be entitled to any remedy.

Cancellation.  To cancel your subscription to Subscription Services, you must follow the procedures described on the applicable provider’s website.  If we do not list cancellation procedures for a particular Subscription Service, you must contact us at m@carryingforwardinstitute.com. We do not refund or prorate Subscription Services, or any other purchases made through the Services, for any reason.  Requests to terminate subscriptions will be effective once the billing period in which we received the cancellation concludes.

Registration for Non-Subscription Services

You may be asked to register for certain activities in connection with the Services other than Subscription Services (see Section 4 for a discussion of Subscription Services).  When you register, you agree to provide accurate, current and complete information about yourself as requested or directed and to promptly update this information to maintain its accuracy.  Carrying Forward Institute has the right to suspend or terminate any account or other registration and to refuse any and all current or future use if it suspects that such information is inaccurate or incomplete.  You are responsible for maintaining the confidentiality of any password and username that you are given or select, and you are responsible for all activities that occur under your password or account.

Termination

We reserve the right in our sole discretion to refuse or terminate your access to the Website and its Content, in full or in part, at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Website or Content and/or Services affected by such cancellation or termination. The restrictions imposed on you in these T&Cs with respect to the Website and its Content and/or Services will still apply now and in the future, even after termination by you or us.

If you have any questions about these T&Cs, please contact us at m@carryingforwardinstitute.com.